Mortgages

MORTGAGES

First Time Buyer

Buying your first home can be a daunting prospect. Being a first-time buyer, you may have spent the past few years saving for a deposit to help you get on the property ladder.

If so, the next step is to find out how much you can borrow so you’ll have a better idea of the type of property you can afford to buy when you start looking for your first home.

Get in touch and we can help by running through the cost of moving as well as help and guide you throughout the moving process.

Home Mover

Whether this is your first move or you have done it several times before, Oakdene Mortgages are here to try and help take the stress out of moving. 

The first step is having a chat with Rebecca and she can guide you through the cost of moving and give you a guide to how much you can borrow.

We will then help you at every  stage and help make your move as smooth as possible.

Remortgage

If you change your mortgage to a new lender, you may benefit from a better mortgage rate.

Some lenders also offer to pay the legal costs and valuation fees associated with remortgaging. 

The process for remortgaging your home can take around 4 to 12 weeks, as the new lender will want to make similar checks to when you bought your home originally. 

Your current lender may charge you exit fees when you leave your current mortgage, which may include an early repayment charge.

Buy-to Let

Whether you are an experienced landlord with 20 properties or you wish to become a landlord. 

Oakdene Mortgages has the experience and knowledge to help you start, grow or maintain your property portfolio.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority

Let-to-Buy

You may find yourself in a position where you have found your perfect property and cannot sell your own home or that you wish to keep your property and rent it out but use the equity in that property to enable you to move.

In these cases, we can look at remorgaging your property onto a let-to-by mortgage to enable you to keep your current property and move onto your new home.

Shared Ownership / 
Help to Buy

There are a lot of government schemes including Shared Ownership and Help to Buy.

As with first time buyers we will help by running through the cost of moving as well as help and guide you throughout the moving process.
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